If you sell precious metal jewelry (gold, silver, platinum), you must record it on a fiscal cash register from the very first transaction – with no exceptions for online sales or unregistered activity. Only trading costume jewelry (e.g. surgical steel)? You are eligible for an exemption up to the turnover limit of 20 000 zł per year.
Precious Metals Mean a Fiscal Cash Register from Day One
There is no room for interpretation here – if your product range includes jewelry made of precious metals or their alloys, you must have a fiscal cash register before you sell your first product. This stems directly from the Regulation of the Minister of Finance of 17 December 2024 (Dz.U. 2024 poz. 1902).
This regulation strictly applies to products made of:
gold (e.g. fineness 333, 585, 750)
silver (e.g. fineness 925)
platinum and palladium
You must equip your business with a fiscal device before you start selling. At fiskasy.pl, we will select the right equipment for you that complies with legal requirements and takes up minimal counter space.
Surgical Steel and Costume Jewelry – Milder Rules Apply Here
Do you sell jewelry made of surgical steel, brass, copper, wood, stone, or plastic? This type of product range is not treated as precious metals.
Thanks to this, you can benefit from the exemption from having a fiscal cash register, as long as your turnover did not exceed the limit of 20 000 zł in the previous tax year. However, remember that you must strictly monitor this threshold. Once you exceed it, you must immediately implement a recording device.
E-commerce and Unregistered Activity Do Not Exempt You from Obligations
Many beginner entrepreneurs fall into the trap of thinking that selling online or running an unregistered activity protects them from fiscalization.
Online sales: If you ship costume jewelry and accept payments directly into your account (with clear records), you can use the exemption up to the 20 000 zł limit. However, if you sell silver or gold items via mail order – you must record them on a cash register from the very first transaction.
Unregistered business activity: Unregistered status makes starting easier, but it does not change the nature of the goods sold. A crafter making and selling silver pendants within an unregistered activity strictly must have a fiscal cash register right from the start.
Jewelry Services – Repairs and Engraving
Do you only provide services, such as jewelry repair, engraving, alterations, or custom design? You are subject to the general exemption rules and the aforementioned 20 000 zł turnover limit. However, beware of situations where services are combined with the sale of precious metal items – in such cases, the obligation to record on a fiscal register applies to the entire transaction.
Penalties Are Severe. Protect Your Business
The lack of a fiscal cash register can expose you to fines, penalties for tax offenses, and even a loss of customer trust. What is more, the tax office can estimate unrecorded sales and impose an additional tax liability – in the case of VAT, up to 30% of the value of those sales.
Remember that when introducing a cash register for the first time, you are entitled to tax relief on its purchase. This is typically a refund of 90% of the net price of the device, up to a maximum of 700 zł.
For more information on this topic, check out the in-depth article by ESC SA: Selling jewelry and fiscal cash registers – tax obligations.
Don't Risk Tax Mistakes
The regulations are complicated, but the solution is simple. Contact the specialists at fiskasy.pl! We will help you select the ideal cash register or printer for jewelry sales, program the equipment, and guide you step-by-step through the 700 zł tax relief procedure. Call us or visit our online store today.